Refinancing sounds tempting-but is it actually a good idea in 2025? In this episode, we’ll walk through what’s changed in the Arizona refinance market, how interest rates are shifting, and when it actually makes sense to move forward. Whether you're trying to lower your monthly payment, cash out equity, or shorten your loan term, we break it all down in real, simple terms. If you own ... https://x2mortgage.com/refinance